$130 for annual card subs??Do I looked like a sucker?

Just woke up...brushed my teeth...looked at the clock..hmm...12.30pm...postman should been here already...open mailbox,saw a mail sent by HSBC to me..hmmm..din use this card for quite some time liao...the only reason why I got this card is becos of the FREE registration's gift..which is a cool headphone (HSBC always very generous with their gifts) mind you..its the German premium brand Sennheiser...did I mentioned actually the gift they supposed to give me when I signed up, is a lousy Olumpus FLIM camera which even brand new at $20,nobody wants to buy in Yahoo's auction? ...Well,they cooked up some saga during my registeration...so I took the opportunity to have the headphone instead of the crappy camera..The camera would be a useless dust collector anyway...Back to the saga...it was becos they didn't send me the supposed gift(camera), and after 6 weeks, I called to enquire.It was they they told me its for NEW subscribers only..kowz..am I not a new subscriber,even though I had a HSBC card which I terminated 1.5 yrs ago?Nope..they said..they shocking part: The card is still active, and the account is still in use...WTF!!!Since I terminated the card,should they delete the account, or disable it?Why is it still active?? Damn Beh song...so make a big fuss over it...and eventually,they bowed to my demands...kekeke.But lesson learnt: don't assume your card is inactive after you terminated it..some crooks out there may just tamper with it..
Oh ya..the annual fees...they billed me $131.25 for the annual fees!!!Now, which goondu will pay annual fees when credit cards are as common as ATM cards?For your information,even DBS sent me a Black Card AND a Platinum for nothing!Not even income documents required,and I had not used my DBS/POSB credit cards since 2000! Now this HSBC want to collect $131.25 for annual fees?Pls...don't take me for an idoit...I'm much better at bargaining than you think...Let's see what gifts I can get from HSBC instead.....